If you are injured in an auto accident and do not have the insurance to pay for the medical bills that you incur, a lawyer who handles accident and injury cases may be able to help protect your rights.
How a Lawyer Can Help If You Don’t Have Insurance
If you are injured in an auto accident and do not have health insurance to cover your medical bills, you may feel as if you cannot get the care that you need. You still have the right to get medical care, physical therapy and other treatments as prescribed in order to recover from your injuries even if you have a high deductible plan or no health insurance at all. A consultation with Las Vegas injury lawyers can help you understand what your rights are as an injured party in an accident.
If you choose to take legal action against the at-fault party, your health care providers may be able to place liens on your settlement. The lawyer will send your providers a letter stating that you are in the process of legal action. Once a settlement is reached, your medical providers can collect on their liens. Your lawyer might be able to negotiate a lower cost with your health care providers.
Med Pay is a type of insurance coverage through auto insurance. It is there to help pay for injuries sustained in an automobile accident. Med Pay will not cover the full cost of your care. Your lawyer may be able to provide you with specifics on how Med Pay would work in your case.
PIP, or personal injury protection, is an optional type of insurance coverage that can be added to an auto insurance policy. If you or the at-fault driver has PIP coverage, then it might pay for some or all of your medical costs. Not all drivers carry PIP, and your lawyer may need to investigate and find out if the at-fault driver in your situation has this type of coverage on his or her insurance policy.