Car Accident Lawyer in Henderson, NV

When you’re involved in a car accident, it’s natural to prioritize getting your vehicle repaired. However, many injuries may not become apparent until days or even weeks later, as victims often hope their symptoms will simply disappear. This delay in identifying injuries can result in severe health complications and make the compensation process more difficult. Insurance companies often exploit this by offering quick, lowball settlements within hours, aiming to settle claims before the true extent of your injuries is known. At Moss Berg Injury Lawyers, we are well-versed in the strategies used by insurance companies and are dedicated to ensuring you receive the fair compensation you deserve. Let us handle the insurers and adjusters, allowing you to focus solely on your recovery.

Drivers in Henderson have two primary avenues after a car crash to seek compensation if they are entitled to it: insurance claims or legal action in court.

Insurance Claims

1. Report the Accident: The first step is to call the police, have them investigate immediately, and document who was involved and what happened in the accident.
2. Make an Insurance Claim: The accident must be reported to both insurance companies. This starts the claims process.
3. Investigation: The insurance company will investigate the accident, which may include reviewing police reports, assessing damages, and determining fault.
4. Settlement Negotiation: If the other driver is found at fault, a settlement can be negotiated with the at-fault driver’s insurance company to cover damages such as vehicle repairs or replacement for total loss, medical bills, pain and suffering, and other losses.
5. Acceptance or Rejection: You can accept or reject the settlement offer. If accepted, you’ll receive compensation; if rejected, you may negotiate further or pursue legal action.

Legal Action

• Legal Action: If negotiations with the insurance company don’t result in fair compensation or liability is disputed, you may consider filing a lawsuit in District Court.
• Filing a Lawsuit: Your attorney can help you file a lawsuit against the at-fault driver. This involves submitting a complaint to the court, outlining your case and the damages you seek.
• Discovery and Evidence Gathering: Both parties will exchange information and gather evidence to support their case.
• Negotiation or Trial: There may be further negotiations for a settlement after discovery. If a fair settlement cannot be reached, the case may proceed to trial, where a judge or jury will decide the outcome.

Liability Coverage

If you cause an accident, liability coverage helps pay for the other person’s injuries, damage to their property, and other losses they suffer. In Henderson, drivers usually need at least $25,000 for each person’s injuries, $50,000 for all injuries in an accident, and $10,000 for property damage. These amounts can vary, so it’s important to know what’s required.

Uninsured/Underinsured Motorist Coverage (UM/UIM)

UM/UIM coverage is only sometimes required, but it’s a good idea to have. It kicks in if you’re in an accident with a driver who doesn’t have enough insurance or has none at all. In Henderson, UM/UIM coverage can give you extra financial protection and basic liability coverage.