Hurt on Someone Else’s Property? Homeowners Insurance May Apply.
Many people don’t realize that homeowners insurance often covers injuries that occur on residential property. If you were hurt at someone’s home—whether as a guest, delivery driver, or visitor—you may have a valid injury claim.
Moss Berg Injury Law helps injured individuals across Nevada pursue homeowners insurance injury claims when negligence causes harm.
Common Home Injury Accidents Covered by Insurance
Homeowners insurance may apply to injuries such as:
If the injury happened because the property was unsafe, coverage may exist.
When Is a Homeowner Liable?
Homeowners have a duty to keep their property reasonably safe. Liability may arise when they:
- Fail to fix known hazards
- Ignore building or safety code violations
- Neglect maintenance or repairs
- Don’t warn guests of dangerous conditions
You don’t have to prove the homeowner intended harm—only that negligence caused your injury.
