If you’re injured when on another person’s property for any reason, you may be able to file an injury claim that’s handled through homeowner’s insurance.
Filing a Personal Injury Claim With Homeowner’s Insurance
Whether you have suffered from a slip and fall accident or have recently been bitten by a dog, it’s possible that the homeowner could be liable for any injuries that have resulted from the accident if the injury occurred on their property. If your injury would qualify, it may be possible for you to file an injury claim with homeowner’s insurance. However, not all accidents and injuries are covered by this insurance, which you should be aware of before you file a claim.
Common Reasons to File an Injury Claim With Homeowner’s Insurance
The most common reason to file a claim with homeowner’s insurance is if you were injured because of a slip and fall accident on the property in question. If the accident was caused by an issue that the homeowner should have identified and corrected before you were injured, they may be liable for the accident. The same is true if a dog bites you when on their property. You may require the assistance of Las Vegas injury lawyers to determine if your claim could be filed with homeowner’s insurance.
Claims That Aren’t Covered By Homeowner’s Insurance
While many injuries that occur when on someone else’s property will be covered by homeowner’s insurance, some accident claims won’t be covered even if they occur on the property. For instance, any harm that’s caused by an automobile isn’t covered. The same is true of harm that’s caused when providing the homeowner with business activities or professional services. If you were intentionally injured by someone who lives at the property, your claim would not be covered by homeowner’s insurance.
Information That Must Be Included in the Claim
To make sure that your claim is accepted, and you receive the compensation you deserve, some pieces of information must be included when filling out the paperwork. The most important information that will need to be provided to the insurance company is the name of the homeowner as well as the number of the insurance policy. You should also provide a detailed description of the accident, which must include the exact time and place of the accident. Your full name and address should be included as well. Make sure that you detail your injuries when making this claim, which can help you receive the compensation you deserve.